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Nov 4, 2024
8:27
:16
am
cougarstrong
All-American
Plan 1 is the clear winner, unless you are leaving your job early in the year.
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cougarstrong
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cougarstrong
Joined
Sep 16, 2008
Last login
Nov 5, 2024
Total posts
4,070 (1 FO)
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Messages
Author
Time
Which healthcare plan would you choose? Assume you are single and low 30's.
byuluvr
On My Way
Nov 4, 7:34am
Easy. HSA option. Max out HSA and don’t use it.
King of Y
Nov 4, 7:36am
this
jxncoog
Nov 4, 7:39am
You will pay $1774.80 more to get a $1600 deductible. If use it it cost $174.80
King of Y
Nov 4, 7:41am
You can set aside over $10k annually tax free w/HSA. And you can invest it and
King of Y
Nov 4, 7:56am
Isn’t the limit like $8550 next year?
daxman
Nov 4, 7:59am
1/2 that for single
RealSimsShadY
Nov 4, 8:05am
Yeah, my bad. Over $10k between HSA and Roth IRA
King of Y
Nov 4, 8:41am
HSA option, all day, every day. Especially if you are young and healthy.
Tokolosh
Nov 4, 7:41am
Finally learned how to optimize HSA tax and investment benefits when I was old
Florwood
Nov 4, 7:45am
Plan 1.
Ransom's Grandson
Nov 4, 7:47am
Option 1, and have your own contributions run thru your paycheck
RealSimsShadY
Nov 4, 8:10am
Plan 1 is the clear winner, unless you are leaving your job early in the year.
cougarstrong
Nov 4, 8:27am
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