then brought the car back to the CU to get it financed through the CU, which then pays off the signature loan. Usually there are no fees on the signature loan, just hassle, but it means I can negotiate the sale w/ cash in hand, off site from the CU. In my experience the CU wants to inspect the car before they will loan on it. Also, call ahead because there may be year/make/model limitations the CU won't lend on.