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Sep 26, 2024
4:17
:02
pm
Thrill
All-American
Isn't it the car that is insured? E.g. if you lend it to a friend temporarily,
it should still be covered shouldn't it?
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Thrill
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Thrill
Joined
Dec 1, 2001
Last login
Nov 14, 2024
Total posts
57,860 (1,227 FO)
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Messages
Author
Time
Does anywhere offer temp car insurance for 18 yo's (i.e. for holiday break only)
wisconsincougs
Sep 26, 4:10pm
Can't you just add him, then remove him as a driver on your policy?
Ragnar Danneskjold
Sep 26, 4:12pm
No they don’t allow it. Can only remove with a legal doc that’s permanent
wisconsincougs
Sep 26, 5:11pm
Just don't give him the keys.
TLCougar
Sep 26, 4:13pm
May be the best financial option but it’s better for us if he can leave, often😂
wisconsincougs
Sep 26, 5:16pm
Add driver to policy, pay the $1400, remove driver from policy a week later
NanoFab Coug
Sep 26, 4:13pm
Others have given clues on what to do. There are 1 month policies, but I'm
JAGA97
Sep 26, 4:16pm
Yeah only options are exclude forever or pay $1400/yr for reduced rating to be
wisconsincougs
Sep 26, 5:15pm
Isn't it the car that is insured? E.g. if you lend it to a friend temporarily,
Thrill
Sep 26, 4:17pm
Does not typically apply to household residents. A child away at college may
JAGA97
Sep 26, 4:18pm
Yeah, it's pretty ridiculous that we let insurance companies get away with
Corn Pop
Sep 26, 4:27pm
The risk for a 16 year old and a 50 year old driver are identical?
JAGA97
Sep 26, 4:29pm
You don't agree that single adult driver should pay a lower premium than a family with teenagers for a policy
kccougar
Sep 26, 4:30pm
My friend/client has 3 bugattis, 2 paganis, a koenigsegg, etc. Having a youthful
BeardedBroker
Sep 26, 4:33pm
Permissive use is for people not in your household.
BeardedBroker
Sep 26, 4:30pm
If not a resident in your home—you can lend car. Check ins
nomomtn
Sep 26, 4:53pm
But he would be an uninsured driver. GEICO was clear if I take him off “away
wisconsincougs
Sep 26, 5:28pm
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