in until higher because I always thought it would go lower. Still ended up ahead of where I would be with just bonds but not as good as if I had never pulled it out of the market. So, now I just keep buying and have the large majority of my money in stock. I do have about 25 percent out right now in government securities to buy stock should the market crater, but I only have 11 years until retirement, so I don’t want to be all in in stock right now.