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Sep 16, 2024
10:51
:45
am
Ycrazy
All-American
Love this answer, my personal number is when a car is $3500 ish or less but it
depends on the savings. If I was saving 100 a month I might bump that number to 5K. I have a few clients that are well off and they go to liability only at 10K
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Ycrazy
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Ycrazy
Joined
Apr 14, 2011
Last login
Sep 18, 2024
Total posts
9,055 (7 FO)
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Messages
Author
Time
When should a person change car insurance coverage from collision and comprehensive to liability
TADOW
Truly Addicted User
Sep 16, 10:36am
When they can afford to replace the car(s) without help
paulb
Sep 16, 10:38am
Or the value of the car isn't worth much anymore.
ochobeeguy
Sep 16, 11:04am
Get a quote for just liability and see what the difference is.
cougarfann888
Sep 16, 10:38am
This is a better, more thorough answer.
paulb
Sep 16, 10:41am
Love this answer, my personal number is when a car is $3500 ish or less but it
Ycrazy
Sep 16, 10:51am
Make the switch and save the difference and invest. This allows you to build up
BlueKarma
Sep 16, 10:50am
Kind of like an HSA plan for cars.
ochobeeguy
Sep 16, 11:07am
I realized that in 30 years, I've only used insurance to fix my own car 1 time.
ochobeeguy
Sep 16, 11:07am
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