This is the way if you care about float. Many savings accounts have a limit of

Jul 1, 2024
11:38:23am

Acorn All-American

five (?) transactions a month, so some might need more than one savings account. Still - easy peasy. Keep something to pay all your bills there, then keep the large balance in a Vanguard Brokerage account currently at 5.3%.

This message has been modified

Originally posted on Jul 1, 2024 at 11:38:23am

Message modified by Acorn on Jul 1, 2024 at 1:05:53pm

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Acorn

Bio page: Acorn
Joined: Nov 25, 2004
Last login: Jul 3, 2024
Total posts: 19,211 (2,263 FO)

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Messages

Author

Time

Checking accounts. Anyone have one they like that gives a decent APY?

Garn

Jul 1, 10:48am

Lots of high interest savings accounts. I use Marcus.

dYrtbYkerYder

Jul 1, 10:50am

Wealthfront

molodyets

Jul 1, 10:51am

I don't like that wealthfront doesn't have joint cash accounts. I switched to Fidelity.

supertux

Jul 1, 12:26pm

They have joint cash accounts, but you can't write checks from them.

molodyets

Jul 1, 12:52pm

Yes. They technically have them, but they may as well not because they are useless.

supertux

Jul 1, 1:10pm

I keep savings with CIT Bank at 5.0%

WorfoSAUR

Jul 1, 10:52am

Do you actually write checks? If it's all ACH just use a savings account

BigTex

Jul 1, 10:55am

I like keeping savings account and checking seperate

cougarfann888

Jul 1, 11:01am

This is the way if you care about float. Many savings accounts have a limit of

Acorn

Jul 1, 11:38am

Ally

Plantagenet

Jul 1, 11:07am

Fidelity cash management account looks attractive

Jesse Pinkman

Jul 1, 11:09am

This is what I use. If you already use Fidelity for your brokerage/retirement I

Trinity

Jul 1, 11:54am

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