Robinhood gold. It costs $5 monthly but you get 5% paid monthly.

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Jun 19, 2024
5:35:53pm

optodoc 3rd String

Robinhood gold. It costs $5 monthly but you get 5% paid monthly.

There is no lock up and you can take it out anytime. You could also do the full 300k in one account. Insured up to 2.25 million.

Currently you also get 1% deposit bonus but you have to hold for 2 years to get that full 1%. (It is still paid to you monthly)

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optodoc

Bio page: optodoc
Joined: Sep 23, 2014
Last login: Jun 22, 2024
Total posts: 370 (14 FO)

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Messages

Author

Time

Best place to stash $300K for 3-4 months at minimal risk with some return

Hoopster

Jun 19, 5:24pm

If you need to stash it for 3-4 months, a 6-mo CD is a bad idea.

DirtyWater

Jun 19, 5:26pm

I just found a 5.5% 3-month CD. Didn't see that before, but, I am not too

Hoopster

Jun 19, 5:30pm

You can stop looking. You are good here.

Acorn

Jun 19, 6:18pm

You can get a 5% savings account at Wealthfront. No time commitments.

kotacoug

Jun 19, 6:19pm

Wells fargo offers 4 month CDs. Or buy treasury's that expire in 3-4 months

Gente_Boa

Jun 19, 5:27pm

Can't you put it in a high yield savings account? Aren't there some around 5%?

bluescholar

Jun 19, 5:27pm

Also an option. Most of those are 6-month terms

Hoopster

Jun 19, 5:30pm

Apple’s high yield savings account with Goldman Sachs. 4.4%, no 6 mo requirement

rainorsnow

Jun 19, 5:38pm

Look at VUSXX or similar.

Jun 19, 5:30pm

5% savings account at any number of banks. Completely liquid still, but solid returns.

vegasnative

Jun 19, 5:33pm

Marcus

Catfish

Jun 19, 5:34pm

Robinhood gold. It costs $5 monthly but you get 5% paid monthly.

optodoc

Jun 19, 5:35pm

5% MONTHLY?!?!?!?

C-dubb

Jun 19, 6:25pm

Lol no just interest accrued is paid monthly.

optodoc

Jun 19, 8:19pm

RE: Best place to stash $300K for 3-4 months at minimal risk with some return

claw

Jun 19, 5:44pm

90-day treasuries

SpudNut

Jun 19, 5:46pm

Vanguard money market. Or your bank's

Plato

Jun 19, 5:49pm

You can get a 5% savings account over locking in a CD

cambo

Jun 19, 5:53pm

Wealthfront cash account. 5% APY and FDIC up to $1 million

supertux

Jun 19, 6:11pm

I have a safe. Give it to me and it will be safe. Guaranteed “minimal” return.

ArcticKat

Jun 19, 6:14pm

T-bill is the best return w no risk at 5.38% and no state tax on the interest

stoils

Jun 19, 6:14pm

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