1) some people just suck at being good members of society.
2) some people are so obsessed with money that they're socially inept, regardless of actual income.
3) there are worthless garbage humans who force companies to set limits, because they want to game the system at the expense of everyone else. Those people suck. You see them in all facets of life: the inept software Exec who fires boatloads of people to cover his incompetence, the insincere "believer" who enjoys sowing doubts in class, the consumer who expects a product to be perfect and never age/fail.