A mock budget for 96th percentile household earnings in the US:

Gross income: $360k
Rough after-tax: $240k
Rough after long-term savings (15% of gross not including match): $186k
After other deductions (Medical, Company life, ...) : $177k
After tithing: $159k

Operating Expenses:
Mortgage: $28k
Home Maintenance/Improvement/Furniture/etc...: $20k
Dining: $12k
Groceries: $12k
Gifts: $8k
Utilities: $7k
Home Products: $4.5k
Entertainment: $3.5k
Clothing: $3.5k
Life Insurance: $3k
Beauty: $3.5k
Health/Fitness: $3k
Discretionary: $3k

That leaves you around $48k/year for everything else:
Kids activities
Cars
Vacations
Boats
...

All without racking up credit card debt.