You are donating shares, not cash? And you are not liquidating the positions?

So how is the money market return stuff relevant or coming into the picture? Or are you donating some positions in kind and others on a liquidated basis? Or are you making a DIK to the DAF and THEN liquidating the position to get the benefits of the DIK but have the funds be derisked in terms of the market?

Does Schwab’s DAF let you invest inside of it? (I get that’s not what you’re doing, but do you know?). Could you buy something new and let it appreciate before donation? If so what? Schwab funds only or individual stocks?

Just trying make sure I understand the details. Very interested in exploring.