basically a bunch of predatory businesses kind of just steal all your assets at the end. Anyway, I don't want to have money earmarked for my very late years because I think whether I need it or not, it will be essentially stolen.

I just realized that I have an extremely low opinion of that industry and I'm not sure why given that I haven't interacted with it much. It might be based on the film "I Care A Lot" starring Rosamund Pike.