20.7.3.2

Personal Health and Accident Insurance
In many parts of the world, health and accident insurance coverage is available through employers or government programs. Members who have this coverage should access all available benefits if they incur an injury during a Church activity before seeking help from Church activity insurance (see 20.7.3.4).

20.7.3.4

Church Activity Medical Assistance Program
In the United States and Canada, the Church Activity Medical Assistance (CAMA) program provides secondary medical and dental assistance for injuries sustained while participating in a Church activity. It also provides funeral assistance if necessary. This program is designed to supplement, not replace, a person’s own health and accident insurance. For more information, see “FAQs—What Should I Do?” on ChurchofJesusChrist.org.

If an incident occurs during a Church-sponsored event, leaders determine if CAMA might be needed. Any leader may report an incident in the Global Incident Reporting system at incidents.ChurchofJesusChrist.org. If the leader indicates that treatment beyond first aid is expected, the bishop will be notified and will receive enrollment information. The bishop considers a person’s ability to pay medical expenses by other means, such as personal insurance coverage or other resources. He may authorize the use of CAMA funds if he feels it is appropriate.

For more information, see the Church Activity Medical Assistance Handbook. To obtain this handbook, contact:

Deseret Mutual Benefit Administrators

P.O. Box 45530

Salt Lake City, UT 84145-0530

Telephone: 1-801-578-5650 or 1-800-777-1647

Email: [email protected]

Website: dmba.com/churchactivity