Injury to Activity Participants
The Church requests that participants in a Church-planned or Church-supervised activity utilize their own health or accident insurance in case of injury (see Handbook 2, 13.6.9). Participants injured during a Church event in the United States or Canada are eligible for limited Church Activity Medical Assistance (CAMA), as administered by Deseret Mutual Benefit Administrators (DMBA). CAMA is a secondary plan for deductibles and certain medical expenses after payment by an individual’s personal insurance. The maximum assistance of $15,000 per person per accident is available for up to three years. The CAMA plan applies to those injured while participating in a scheduled, approved, or officially recognized Church-sponsored activity. However, it does not cover people involved in personal acts of service or provide wage-loss assistance. See the CAMA plan handbook for details and exclusions at dmba.com/churchactivity.