You will pay $1774.80 more to get a $1600 deductible. If use it it cost $174.80

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Nov 4, 2024
7:41:24am

King of Y All-American

If you don’t use it you save $1774.80

Plus HSA can be used for retirement. You can invest it in meantime.

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King of Y

Previous username: NomadiCoug
Bio page: King of Y
Joined: Feb 9, 2016
Last login: Nov 5, 2024
Total posts: 2,336 (4 FO)

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Messages

Author

Time

Which healthcare plan would you choose? Assume you are single and low 30's.

byuluvr On My Way

Nov 4, 7:34am

Easy. HSA option. Max out HSA and don’t use it.

King of Y

Nov 4, 7:36am

this

jxncoog

Nov 4, 7:39am

You will pay $1774.80 more to get a $1600 deductible. If use it it cost $174.80

King of Y

Nov 4, 7:41am

You can set aside over $10k annually tax free w/HSA. And you can invest it and

King of Y

Nov 4, 7:56am

Isn’t the limit like $8550 next year?

daxman

Nov 4, 7:59am

1/2 that for single

RealSimsShadY

Nov 4, 8:05am

Yeah, my bad. Over $10k between HSA and Roth IRA

King of Y

Nov 4, 8:41am

HSA option, all day, every day. Especially if you are young and healthy.

Tokolosh

Nov 4, 7:41am

Finally learned how to optimize HSA tax and investment benefits when I was old

Florwood

Nov 4, 7:45am

Plan 1.

Ransom's Grandson

Nov 4, 7:47am

Option 1, and have your own contributions run thru your paycheck

RealSimsShadY

Nov 4, 8:10am

Plan 1 is the clear winner, unless you are leaving your job early in the year.

cougarstrong

Nov 4, 8:27am

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