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Sep 20, 2024
1:59
:41
pm
HuskerFan2
Known to cause cancer in CA
Since you are in the car with them when they drive, kids with learner permits are covered by your policy.
They do not need to be added to your insurance policy until they pass the drivers test and can drive alone.
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HuskerFan2
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HuskerFan2
Joined
Jul 17, 2002
Last login
Sep 20, 2024
Total posts
53,712 (3,263 FO)
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Messages
Author
Time
Car insurance question with learner permit
mikecito
1:54pm
You may have to exclude them as drivers. But some won’t let you do that if the
blueaussie
1:55pm
I think it depends on the state. In Idaho you can’t insure someone on a learners
BYU '80
1:56pm
Same in Texas. Covered under parents.
ChiefBeef
4:03pm
my insurance company specifically told me NOT to add them as learners, but only after they had their licenses
byujag
1:56pm
Since you are in the car with them when they drive, kids with learner permits are covered by your policy.
HuskerFan2
1:59pm
Progressive says you do
supertux
2:10pm
But allstate says you don't. Seems to be dependent on the state and to some extent the insurer.
supertux
2:14pm
Yep. Assumed no and let the kid drive for a few weeks with us before checking
JarJarBeeps
2:27pm
State Farm told me that my permitted kid does not need to be on the policy until
Jay Rick
2:13pm
Correct
Las Pampas
2:15pm
I had to add the name of my 15 year old to my insurance....but was not charged.
WJCougar
2:18pm
When I had Bear River, same thing--they wanted to know when we had a driver with
fredgarvin
3:13pm
This is what Amica told me. Don't have to pay until they have a license
notaboy
2:24pm
Connect by AmFam (Costco insurance) has told me no for permit.
BPintheCouv
2:33pm
Depending on where you live, but you legally can't add a permitted child in Utah. You must add them if they are licensed
Pete
2:43pm
Not until they have a valid license iirc
SwanSong
5:25pm
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