If you need to stash it for 3-4 months, a 6-mo CD is a bad idea.

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Jun 19, 2024
5:26:04pm

DirtyWater Truly Addicted User

If you need to stash it for 3-4 months, a 6-mo CD is a bad idea.

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DirtyWater

Bio page: DirtyWater
Joined: Aug 29, 2005
Last login: Jun 29, 2024
Total posts: 28,617 (820 FO)

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Messages

Author

Time

Best place to stash $300K for 3-4 months at minimal risk with some return

Hoopster

Jun 19, 5:24pm

If you need to stash it for 3-4 months, a 6-mo CD is a bad idea.

DirtyWater

Jun 19, 5:26pm

I just found a 5.5% 3-month CD. Didn't see that before, but, I am not too

Hoopster

Jun 19, 5:30pm

You can stop looking. You are good here.

Acorn

Jun 19, 6:18pm

You can get a 5% savings account at Wealthfront. No time commitments.

kotacoug

Jun 19, 6:19pm

Wells fargo offers 4 month CDs. Or buy treasury's that expire in 3-4 months

Gente_Boa

Jun 19, 5:27pm

Can't you put it in a high yield savings account? Aren't there some around 5%?

bluescholar

Jun 19, 5:27pm

Also an option. Most of those are 6-month terms

Hoopster

Jun 19, 5:30pm

Apple’s high yield savings account with Goldman Sachs. 4.4%, no 6 mo requirement

rainorsnow

Jun 19, 5:38pm

Look at VUSXX or similar.

Jun 19, 5:30pm

5% savings account at any number of banks. Completely liquid still, but solid returns.

vegasnative

Jun 19, 5:33pm

Marcus

Catfish

Jun 19, 5:34pm

Robinhood gold. It costs $5 monthly but you get 5% paid monthly.

optodoc

Jun 19, 5:35pm

5% MONTHLY?!?!?!?

C-dubb

Jun 19, 6:25pm

Lol no just interest accrued is paid monthly.

optodoc

Jun 19, 8:19pm

RE: Best place to stash $300K for 3-4 months at minimal risk with some return

claw

Jun 19, 5:44pm

90-day treasuries

SpudNut

Jun 19, 5:46pm

Vanguard money market. Or your bank's

Plato

Jun 19, 5:49pm

You can get a 5% savings account over locking in a CD

cambo

Jun 19, 5:53pm

Wealthfront cash account. 5% APY and FDIC up to $1 million

supertux

Jun 19, 6:11pm

I have a safe. Give it to me and it will be safe. Guaranteed “minimal” return.

ArcticKat

Jun 19, 6:14pm

T-bill is the best return w no risk at 5.38% and no state tax on the interest

stoils

Jun 19, 6:14pm

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