Just file BK. It’s all dischargeable debt

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May 20, 2024
5:31:13pm

kansascougar All-American

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kansascougar

Bio page: kansascougar
Joined: May 12, 2006
Last login: Oct 23, 2024
Total posts: 18,549 (728 FO)

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Messages

Author

Time

Does anyone you know have between $100000 and $200000 in credit card debt?

Peanut

May 20, 5:14pm

I'm living the high life because I don't waste any of my money on credit card payments

Indy Coug

May 20, 5:16pm

Unfortunately yes.

rad dawg

May 20, 5:20pm

Just live in the moment. Don't worry about tomorrow.

Zerigke Ally Zerigke

May 20, 5:20pm

That would stress me out to the point I couldn’t sleep. BUT I guess life is

macdizzle

May 20, 5:21pm

The anxiety would paralyze me

DiamondMo

May 20, 5:59pm

Not that I know of. And I would be FREAKING out if that were me.

justAnotherCoug

May 20, 5:22pm

Just file BK. It’s all dischargeable debt

kansascougar

May 20, 5:31pm

RE: Just file BK. It’s all dischargeable debt

Eddie

May 20, 5:42pm

That is very dishonest of they got into

Jdoc

May 20, 5:43pm

RE: That is very dishonest of they got into

kansascougar

May 20, 6:07pm

My adopted daughter

Doctor Rosenrosen

May 20, 5:23pm

I don't think I've ever had a month where I didn't pay my credit card off in full.

jacobugath

May 20, 5:23pm

It's been several decades and the month we carried a balance it was a mistake

Born2Fish

May 20, 6:06pm

RE: Does anyone you know have between $100000 and $200000 in credit card debt?

Hawk Talons

May 20, 5:24pm

Does it count if I fully pay it off every month?

Scratch

May 20, 5:24pm

Nice flex. Paying off $150k to $200k per month!

Hawk Talons

May 20, 5:26pm

His baseline was 100K, not 150K. Let's not get crazy here.

Scratch

May 20, 5:30pm

I know a Family Medicine doctor who graduated residency with $1 million debt

Zoobieman

May 20, 5:27pm

Several decades ago my brother worked in debt consolidation. This story was all

DwigtA2RM

May 20, 5:37pm

That person has some serious problems.

EDthoracotomy

May 20, 6:29pm

she could get school debt forgiven relatively easily.

EDthoracotomy

May 20, 6:31pm

Sounds terrible, might not be too bad if mortgage is vast majority of the debt

haYnCoug

May 21, 2:08pm

The minimum monthly payment on that would wreck me

fattycoug

May 20, 5:28pm

Seems like the long-term plan here must be to declare bankruptcy?

cougarmeister

May 20, 5:29pm

I don't think I would even know how to spend that much.

yorksama

May 20, 5:30pm

A trip on the card, an extra thousand or two this month or that.

DubuMfalme

May 20, 5:40pm

There's an odd phenomenon where banks give more to those who make them money.

Art Director

May 20, 5:30pm

Some card companies seem more like drug dealers than financial institutions

MarylandFan

May 20, 5:38pm

At that point it’s the credit card companies fault if the person defaults and

bluecougar1985

May 20, 5:33pm

I have a client with just over 100k

dratax

May 20, 5:36pm

RE: Does anyone you know have between $100000 and $200000 in credit card debt?

Pepe Silvia

May 20, 5:45pm

Yes sir

TNT

May 20, 6:06pm

Yea but just for the points

CougarCanuck76

May 20, 6:06pm

I use credit cards almost exclusively but pay them off every month.

RenoCoug

May 20, 6:08pm

Same. I haven't paid a dime in credit card interest in more than 20 years.

VACOUGFAN

May 20, 6:37pm

Literally the worst kind of debt one could have hanging around their necks.

VACOUGFAN

May 20, 6:35pm

At a certain point, it's more on the CC company than on the individual.

OPINIONS

May 20, 10:36pm

My wife and I are always astounded at the cars and toys people have. We make

4thand19

May 20, 11:02pm

Ditto. We are not sure how people can have the nicest newest cars, boats, etc.

DwigtA2RM

May 21, 9:12am

Trust funds? Dual income with no children? Frugal 20's and 30's?

Zoobieman

May 21, 10:02am

Finance everything. Even the tires

EDthoracotomy

May 21, 10:50am

It's not that hard, crazy, or confusing

justAnotherCoug

May 21, 12:17pm

I think the point is that way more than 4% of the population is living this way.

rad dawg

May 21, 12:31pm

It's true. I didn't account for someone being house poor.

justAnotherCoug

May 21, 1:12pm

I know the credit card balances of zero people outside my home. So… maybe?

russkiejedi

May 21, 10:07am

We all do. Our share of national debt is approaching $100,000 per person.

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