HSA option, all day, every day. Especially if you are young and healthy.

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Nov 4, 2024
7:41:18am

Tokolosh Stop the Stupid party member

HSA option, all day, every day. Especially if you are young and healthy.

You keep those dollars that are unspent. Let them build year after year, tax free.

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Tokolosh

Bio page: Tokolosh
Joined: Jun 9, 2004
Last login: Nov 5, 2024
Total posts: 62,178 (5,890 FO)

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Messages

Author

Time

Which healthcare plan would you choose? Assume you are single and low 30's.

byuluvr On My Way

Nov 4, 7:34am

Easy. HSA option. Max out HSA and don’t use it.

King of Y

Nov 4, 7:36am

this

jxncoog

Nov 4, 7:39am

You will pay $1774.80 more to get a $1600 deductible. If use it it cost $174.80

King of Y

Nov 4, 7:41am

You can set aside over $10k annually tax free w/HSA. And you can invest it and

King of Y

Nov 4, 7:56am

Isn’t the limit like $8550 next year?

daxman

Nov 4, 7:59am

1/2 that for single

Nov 4, 8:05am

Yeah, my bad. Over $10k between HSA and Roth IRA

King of Y

Nov 4, 8:41am

HSA option, all day, every day. Especially if you are young and healthy.

Tokolosh

Nov 4, 7:41am

Finally learned how to optimize HSA tax and investment benefits when I was old

Florwood

Nov 4, 7:45am

Plan 1.

Ransom's Grandson

Nov 4, 7:47am

Option 1, and have your own contributions run thru your paycheck

Nov 4, 8:10am

Plan 1 is the clear winner, unless you are leaving your job early in the year.

cougarstrong

Nov 4, 8:27am

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