And that is for clubs who catch lightning in a bottle and find themselves up two divisions within two to the years and are now also dealing with the financial challenges.

Clubs from small towns don't have the money or resources to maintain status in a higher league. What often happens is they borrow money in an attempt to stay and when it isn't enough to keep roster poachers away, pay contractors for major improvements on facilities and draw large enough endorsements you see a club back to the lower divisions only now they are in debt up to their eyeballs.

I saw this in Sweden.