(Not a permit).


And, I felt like Amica doubling my insurance just to add my teen son was excessive, so I looked at a bunch of others.

But Amica ended up ranging from way cheaper (looking at you, Farmers) to about the same as others. This and the fact that they cut me a rebate check every year, so they're actually cheaper ...made me stick with them (for now).

But, I think insurance you've just gotta check about every 2-3 years, because that's their model.