I had to add the name of my 15 year old to my insurance....but was not charged.

Sep 20, 2024
2:18:12pm

WJCougar Intervention Needed

In other words they wanted to know he had his learners and he was "driving" with one of us, but I was not charged to have him on the insurance.

Now, when he turned 16 and he got his official license I had to start paying.

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WJCougar

Previous username: ecuaboy
Bio page: WJCougar
Joined: Mar 26, 2003
Last login: Nov 10, 2024
Total posts: 152,416 (2,033 FO)

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Messages

Author

Time

Car insurance question with learner permit

mikecito

Sep 20, 1:54pm

You may have to exclude them as drivers. But some won’t let you do that if the

blueaussie

Sep 20, 1:55pm

I think it depends on the state. In Idaho you can’t insure someone on a learners

BYU '80

Sep 20, 1:56pm

Same in Texas. Covered under parents.

ChiefBeef

Sep 20, 4:03pm

my insurance company specifically told me NOT to add them as learners, but only after they had their licenses

byujag

Sep 20, 1:56pm

Since you are in the car with them when they drive, kids with learner permits are covered by your policy.

HuskerFan2

Sep 20, 1:59pm

Progressive says you do

supertux

Sep 20, 2:10pm

But allstate says you don't. Seems to be dependent on the state and to some extent the insurer.

supertux

Sep 20, 2:14pm

Yep. Assumed no and let the kid drive for a few weeks with us before checking

JarJarBeeps

Sep 20, 2:27pm

State Farm told me that my permitted kid does not need to be on the policy until

Jay Rick

Sep 20, 2:13pm

Correct

Las Pampas

Sep 20, 2:15pm

I had to add the name of my 15 year old to my insurance....but was not charged.

WJCougar

Sep 20, 2:18pm

When I had Bear River, same thing--they wanted to know when we had a driver with

fredgarvin

Sep 20, 3:13pm

This is what Amica told me. Don't have to pay until they have a license

notaboy

Sep 20, 2:24pm

Connect by AmFam (Costco insurance) has told me no for permit.

BPintheCouv

Sep 20, 2:33pm

Depending on where you live, but you legally can't add a permitted child in Utah. You must add them if they are licensed

Pete

Sep 20, 2:43pm

Not until they have a valid license iirc

SwanSong

Sep 20, 5:25pm

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