Love this answer, my personal number is when a car is $3500 ish or less but it

Sep 16, 2024
10:51:45am

Ycrazy All-American

depends on the savings. If I was saving 100 a month I might bump that number to 5K. I have a few clients that are well off and they go to liability only at 10K

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Ycrazy

Bio page: Ycrazy
Joined: Apr 14, 2011
Last login: Sep 18, 2024
Total posts: 9,055 (7 FO)

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Messages

Author

Time

When should a person change car insurance coverage from collision and comprehensive to liability

TADOW Truly Addicted User

Sep 16, 10:36am

When they can afford to replace the car(s) without help

paulb

Sep 16, 10:38am

Or the value of the car isn't worth much anymore.

ochobeeguy

Sep 16, 11:04am

Get a quote for just liability and see what the difference is.

cougarfann888

Sep 16, 10:38am

This is a better, more thorough answer.

paulb

Sep 16, 10:41am

Love this answer, my personal number is when a car is $3500 ish or less but it

Ycrazy

Sep 16, 10:51am

Make the switch and save the difference and invest. This allows you to build up

BlueKarma

Sep 16, 10:50am

Kind of like an HSA plan for cars.

ochobeeguy

Sep 16, 11:07am

I realized that in 30 years, I've only used insurance to fix my own car 1 time.

ochobeeguy

Sep 16, 11:07am

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