10 years of the 4 team playoff. Many have talked about this all season long, but realignment massively changed the game.

Essentially every single year in that 10 years, a 2 loss team from the P5 was ranked top 12. The problem arises now because there are just so many more teams in each of the conferences that there are waaaay more 1 and 2 loss teams. This could obviously end up shaking itself out a bit in the next 2 weeks, but as of right now this is what each conference will potentially look like, too many teams, not enough spots

2-3 ACC - 11-1 SMU, 11-1 Miami, 10-2 Clemson (they have to beat South Carolina, I don't think they will, so likely 9-3 anyway)

2-4 Big 12 - 11-1 BYU, 10-2 Colorado, 10-2 Iowa State (could also be 10-2 BYU and add 10-2 ASU, could also have 9-3 KSU and 9-3 ISU if KSU wins that game)

4 BIG - 12-0 Oregon, 11-1 Ohio State, 11-1 Penn State, 11-1 Indiana (or 12-0 Indiana and 10-2 Ohio State)

5-6 SEC - 10-2 Texas, Bama, Ole Miss, Georgia, Tennessee, Texas AM (could also be 11-1 Texas and 9-3 Texas AM)

11-1 ND (or 12-0 Army and 10-2 ND)

11-1 Boise State

12-0 Army (leads to a 10-2 ND that would still feel like they deserved a spot)

That means we end up with 15-20 teams that all feel like they deserve a spot based on the historical rankings of all 2 loss or better Power 5 teams being ranked in the top 12