Nov 4, 2024
7:34:00am
7:34:00am
Which healthcare plan would you choose? Assume you are single and low 30's.
You are wanting to have some bumps checked on your neck, possible shoulder surgery, but that's all the preplanned stuff you expect for this year.
Plan 1 Plan 2
97.40 Per Month 245.30 Per Month
HSA Eligible. Not HSA Eligible
Employer HSA Contributions $825.00 N/A
Not FSA Eligible FSA Eligible
Single Deductible $1650 $0
Out of pocket max $4500 $3000
Primary Care visit 20% coinsurance after deductible $25
Specialist visit 20% coinsurance after deductible $35
Inpatient 40% coinsurance after deductible 10% coinsurance
Outpatient 40% coinsurance after deductible 10% coinsurance
Inpatient 40% coinsurance after deductible 10% coinsurance
Emergency Room 40% coinsurance after deductible $150 copay and 10% coinsurance
X-ray 40% coinsurance after deductible 10% coinsurance
Plan 1 Plan 2
97.40 Per Month 245.30 Per Month
HSA Eligible. Not HSA Eligible
Employer HSA Contributions $825.00 N/A
Not FSA Eligible FSA Eligible
Single Deductible $1650 $0
Out of pocket max $4500 $3000
Primary Care visit 20% coinsurance after deductible $25
Specialist visit 20% coinsurance after deductible $35
Inpatient 40% coinsurance after deductible 10% coinsurance
Outpatient 40% coinsurance after deductible 10% coinsurance
Inpatient 40% coinsurance after deductible 10% coinsurance
Emergency Room 40% coinsurance after deductible $150 copay and 10% coinsurance
X-ray 40% coinsurance after deductible 10% coinsurance
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