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Dec 18, 2024
11:13
:39
am
Pretorian
All-American
If I did, for some reason, pay my house off… I’d just sell it and
Buy a nicer one… that is until I get closer to retirement because by then I’d want it about payed off,
No better investment than property
This message has been modified
Originally posted on Dec 18, 2024 at 11:13:39am
Message modified by Pretorian on Dec 18, 2024 at 11:14:39am
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Pretorian
Previous username
PoopTown LLC
Bio page
Pretorian
Joined
Oct 23, 2013
Last login
Dec 22, 2024
Total posts
13,846 (19 FO)
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Messages
Author
Time
POLL: Is your home (primary residence) already paid off?
Pollster
QB2
Dec 18, 11:04am
I have 27 more years locked in at 2.625%, why would I pay that off?
Gente_Boa
Dec 18, 11:05am
Depends. How much is it worth to flex that your house is paid off?
maxpowers
Dec 18, 11:40am
Having it paid off would be costing me $26,550 per year
Gente_Boa
Dec 18, 1:36pm
Agreed, I'm in the same boat at 2.75%, doesn't make sense to pay it off
therock
Dec 18, 1:34pm
Do you like paying hundreds of thousands of dollars to the bank in interest?
Covid-19
Dec 18, 4:02pm
If I make hundreds of thousands more than I pay in interest then yes, that is a
Gente_Boa
Dec 19, 12:56pm
Would have but refied 100k at 2.75% a few years ago. Still trying to decide if I regret that or not.
timpjynx
Dec 18, 11:09am
If I did, for some reason, pay my house off… I’d just sell it and
Pretorian
Dec 18, 11:13am
I know there are good arguments for not paying off mortgage with low interest
Hoopster
Dec 18, 11:43am
"Completely out of debt" - until the tax bill comes.
Pollster
Dec 18, 11:44am
Property taxes are with you with or without a mortgage and the tax deduction for
Hoopster
Dec 18, 12:14pm
Sure and if you had invested that money you would have even better opportunities
johnnybyu
Dec 18, 12:26pm
^^^^
Pretorian
Dec 18, 1:57pm
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