from them? That doesn't sound like a good reason to me. Just get rid of FSA and allow everyone, no matter the insurance plan, to have an HSA.

The next step would be to get rid of traditional health insurance and make all plans disaster only. Pay for your own regular health care. The more insurance and government get involved, the more expensive and frustrating it has become for the average person.

Also pricing. For most appointments you should know exactly what you will pay before you go in the room. You should never leave the building without knowing what you owe no matter what the appointment was for.