The fact is Boise and the G5 have such limited resources and financial gain that even an "easy" schedule, whatever that is now, isn't so easy for a program like Boise that is in a limited financial position. So they deserve #12.
Now LSU should not be in the top 20 with 2 losses, especially one of them to USC. Tennessee lost to an unranked Arkansas and should not be in the top 10. I have a lot of problems with Notre Dame at #10.
Vandy has some good wins, but 3 losses should not be a top 25 team right now, same with Lousiville.