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Oct 8, 2024
1:19
:29
pm
Forzaitalia
All-American
Retired 6 years now. 80% is my number and waiting 2.5 more yrs to draw SS @70.
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Forzaitalia
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Forzaitalia
Joined
Sep 16, 2019
Last login
Oct 8, 2024
Total posts
9,856 (8 FO)
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Messages
Author
Time
For those retired CBers, what percentage of your final year salary are you
AggieWeekendCougar
11:58am
I think it's so individualized you you should base your calculations on your own
Buffalo
12:01pm
That's the problem. I don't know where kids/grandkids will live. How many there
AggieWeekendCougar
12:06pm
Would it be terrible if your retirement was completely depleted by 88? Soc Sec
Greg4BYU
12:02pm
By the time I retire, SS may not start until 88 (so I would have run out of my
AggieWeekendCougar
12:07pm
I retired early @ 58. I'm drawing about 80% of my final salary but expect that
Tare
12:06pm
I retired at 51. I draw about 60% of my final year's income.
Shihan
12:24pm
It helps to not have to pay HOA and to be off-grid with solar. And a well.
Shihan
12:27pm
I retired 4+ years ago. Just started SS this month. Using the 4% withdrawal rate - I'm projecting that I will be pulling
Zenoch
12:31pm
Lots of calculators default to assuming you earn 4% on existing investments per
AggieWeekendCougar
12:34pm
Retired 6 years now. 80% is my number and waiting 2.5 more yrs to draw SS @70.
Forzaitalia
1:19pm
30%
notsofast
12:42pm
early on, I'm hoping to spend about 125% of my final year salary each year then cut back
byujag
12:58pm
3 years into retirement and I think this approach is fundamentally flawed
Chicago Cougar
2:06pm
We bought LTC insurance policies about 10 years ago after seeing the costs my MIL experienced the last years of her life
Zenoch
2:12pm
Retired Jan of this year, started SS at 66.5 also Jan. We’re spending about
TeeKaa
4:24pm
Wow, why so low? What happened to your expenses?
runnincoug
4:36pm
House is paid off, no car pmts. Getting used to Medicare & supplemental ins
TeeKaa
5:02pm
Rather than use the word 'lucky' I would instead sawy 'wise and disciplined'
Zenoch
5:12pm
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