That we would be increasing wages and increasing our match from 3% to 4%. Then in July we got our 2025 insurance bill, up 48%. Now we are in a position where we have to tell employees, do you want your raise and increase match, or do you want health insurance, because we can't fund both.

Side note, what does everyone's company match on your 401K? I feel 3% is low, our HR director said it's average to high.