Not sure if it's to let me know what the plan is or if it's to scare me into voting for Kamala (received multiple emails last few months from the Department of Education letting me know how much Biden-Harris have been doing for me).

I was enrolled in REPAYE and auto switched to SAVE without any input from me. The payment amount makes zero sense because SAVE is at 5% discretionary income and think REPAYE was 10%. It's more than both of those but less than standard repayment.