Sep 17, 2024
9:23:29am
Skeptical Optimist Political Junky
If you travel a lot, get one of the premium travel cards (Sapphire Reserve, Amex Platinum)
You need to travel a bunch to get the value out of those benefits for the hefty annual fee.

If you don't travel a lot, then the Sapphire Preferred is pretty good. $95 annual fee, but you still get UR points, and other travel benefits like primary car rental insurance, trip delay reimbursement, etc. Not quite to the level of the Reserve (for example, trip delay reimbursement for the Reserve kicks in if you are delayed more than 6 hours, but you have to be delayed more than 12 hours with the Preferred).

I prefer flexible points like Chase UR and Amex MR than getting a branded card for all travel (although I still do have a Marriott card for the free certificate and elite night credits every year).
Skeptical Optimist
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Skeptical Optimist
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