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Sep 4, 2024
11:05
:03
am
TheSpiker
All-American
Hopefully I will never need to use it, but I feel better having
certain physical assets for catastrophic situations. It includes cash, coins, guns/ammo, year supply of food. It works for me.
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TheSpiker
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TheSpiker
Joined
Oct 25, 2010
Last login
Sep 18, 2024
Total posts
8,308 (5 FO)
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Messages
Author
Time
POLL: Should you include cash in a brokerage account as part of your emergency fund? The only time you would invest the cash is if an amazing opportunity came up.
maYbe
Sep 4, 10:33am
I don't. My emergency fund is cash. Loses to inflation, but it is for
TheSpiker
Sep 4, 10:36am
Cash, like physical money you keep in your house/safe? or cash, like a in a bank
Trinity
Sep 4, 10:52am
I have a cash emergency fund. Not in the bank.
TheSpiker
Sep 4, 11:01am
what emergencies would require cash and wouldn’t accept a credit card or be
SpecialKC
Sep 4, 10:53am
Hopefully I will never need to use it, but I feel better having
TheSpiker
Sep 4, 11:05am
A widescale cyber outage. Have some cash at home for preparedness.
Plantagenet
Sep 4, 11:06am
Yep. We keep some cash at home in small denominations for this reason.
Jeff Spicoli
Sep 4, 11:08am
I keep 100% of my emergency fund in a brokerage account (CMA) via Fidelity.
Trinity
Sep 4, 10:41am
all my emergency and savings is in brokerage
JOPE
Sep 4, 11:12am
Sadly, for many people, the reply is, you have extra money?
CatamountFan
Sep 4, 11:26am
Board name checks out
goidcougs
Sep 4, 12:14pm
Right now, Money market funds are paying 5+%
oilman
Sep 4, 12:48pm
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