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Jun 21, 2024
7:55:42am
FromCAtoUT All-American
Auto insurance optimization with kids question. I have 6 vehicles and 4 drivers
One large family SUV
One large diesel truck.
One work/beater truck.
One old Jeep
One nice sedan.
One college kids sedan

Coverage is 500 K with umbrella policy on top.

Other than getting rid of some vehicles (Which I should do), I am wondering if I should move the 18-year-old and 20-year-old driver to their own policies with their own vehicle. My theory would be they would not need to have the same coverage that I have. Has anybody done anything like this?
FromCAtoUT
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jholling
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FromCAtoUT
Joined
Feb 23, 2007
Last login
Jun 28, 2024
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8,865 (101 FO)