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Mar 21, 2023
3:48
:18
pm
Schultz is back
All-American
I assume CC debt means an amount you're paying interest on. Not what you pay off
every month
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Schultz is back
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Schultz is back
Joined
Jan 14, 2013
Last login
Sep 28, 2024
Total posts
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Messages
Author
Time
<< Deleted >>
materialized
3/21/23 3:46pm
Since this will be asked 10 times, let me be the first
kccougar
3/21/23 3:47pm
I assume CC debt means an amount you're paying interest on. Not what you pay off
Schultz is back
3/21/23 3:48pm
But the reports are of statement balances, I imagine.
Plato
3/21/23 3:51pm
Right. If I pull my credit report right now, it will show a balance higher than
Skeptical Optimist
3/21/23 3:53pm
So you are saying you spend more than $8600/month on your credit card and pay it
cougarfan84
3/21/23 3:58pm
Yes, but that includes business expenses on cards that were approved from my
Skeptical Optimist
3/21/23 4:01pm
Well business expenses would certainly increase the monthly charges. Makes sense
cougarfan84
3/21/23 4:04pm
Responsible living with monthly CC expenses of $8600 would take about $200k
justAnotherCoug
3/21/23 4:07pm
Yikes, I need to cut back. But what are those %?
Plato
3/21/23 4:10pm
50% fixed expenses, 30% discretionary, 20% savings
justAnotherCoug
3/21/23 4:18pm
0. It gets paid off in full every month automatically.
Schultz is back
3/21/23 3:47pm
Are you defining credit card debt as a balance that you don't pay off at the end
Skeptical Optimist
3/21/23 3:47pm
How are you defining cc debt?
Mexicougazul
3/21/23 3:48pm
<< Deleted >>
materialized
3/21/23 3:50pm
Then I selected higher than average, even though I pay it off every month.
Skeptical Optimist
3/21/23 3:57pm
Please have a $0 answer
justAnotherCoug
3/21/23 3:48pm
<< Deleted >>
materialized
3/21/23 3:50pm
If you read the other responses to this post
justAnotherCoug
3/21/23 3:52pm
0 - paid off every month
dallasbyu
3/21/23 3:49pm
Zero, we put our whole life on a credit card and pay off in full every month
JOPE
3/21/23 3:49pm
This. And having a couple of cards with 0% APR on BT as a safety valve in case
TerpCoug
3/21/23 4:17pm
$0
Ron Mexico
3/21/23 3:50pm
Zero. We put every possible charge for personal expenses and business expenses
kotacoug
3/21/23 3:51pm
Lame Poll...need to have a "I pay off every month option"
pspcres
3/21/23 3:52pm
Zero. However, I find it annoying when I can't use a CC to pay for something.
FrontLineFan
3/21/23 4:02pm
We pay ours off every month, but I got an alert from the bank my credit score
crack
3/21/23 4:08pm
Did the dealer charge a fee for that? If not, that's a fantastic deal
Skeptical Optimist
3/21/23 4:09pm
No. But we really wanted the specific car that was there and so we didn't haggle
crack
3/21/23 4:23pm
Ok that makes more sense now. I usually negotiate the price of the
kotacoug
3/22/23 11:50am
I’ve never been allowed to put more than $5k for any of the vehicles I’ve
kotacoug
3/21/23 4:12pm
Two separate transactions of $10k.
crack
3/21/23 4:22pm
I think it's a violation of their CC agreement to cap what you can pay on CC
justAnotherCoug
3/21/23 4:33pm
Where is the option for the CC companies owe ME money?
yahtzee
3/21/23 4:16pm
ZERO
TheHop
3/21/23 4:25pm
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