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Feb 28, 2020
5:26
:39
pm
Pimpin4Paradise
All-American
I just refinanced to a 15 year at 3% from a 3.625% 30 yr. My payment obviously went up, but my monthly interest expense
dropped by $140. I'll take it.
This message has been modified
Originally posted on Feb 28, 2020 at 5:26:39pm
Message modified by Pimpin4Paradise on Feb 28, 2020 at 5:28:33pm
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Pimpin4Paradise
Previous username
ChubbyChaser
Bio page
Pimpin4Paradise
Joined
May 2, 2008
Last login
Nov 12, 2022
Total posts
56,121 (5,737 FO)
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Messages
Author
Time
<< Deleted >>
Abe Froman
2/28/20 5:17pm
Translation?
SlantRoute
2/28/20 5:19pm
I just refinanced to a 15 year at 3% from a 3.625% 30 yr. My payment obviously went up, but my monthly interest expense
Pimpin4Paradise
2/28/20 5:26pm
That’s what I did in dec ‘08, have 31 payments left
JONBOY
2/28/20 5:41pm
Mortgage rates usually follow treasury yields.
cheezedawg
2/28/20 5:30pm
Where can I get a 10 year loan? I don't see them around.
BYUCPA
2/28/20 5:22pm
I bet quicken loans / rocket mortgage will. Just ask them.
ryebrye
2/28/20 5:25pm
High 2s with costs. 3% flat with no costs at the good places.
mulletino
2/28/20 5:28pm
What if I only plan to own my home for two more years?
SuperTank
2/28/20 5:33pm
That's not enough info to know for sure.
displacedute
2/28/20 5:44pm
Right, but wouldn’t closing costs take away any savings from the refi in such a short timespan?
SuperTank
2/28/20 6:07pm
I just refinanced a few months ago at 3.5 with no closing costs
Adwight
2/28/20 6:09pm
My rate is 2.5% so I'm good where I'm at.
rebelCoug
2/28/20 5:44pm
RE: My rate is 2.5% so I'm good where I'm at.
CougsBeatU
2/28/20 5:54pm
I did a no-cost refi today and got rid of PMI. Felt good.
Banjo
2/28/20 6:34pm
Did you have to get an appraisal? Who paid for that?
buckeyecougarguy
2/28/20 6:40pm
A no cost, means he paid a little more interest.
El Fuego
2/28/20 6:53pm
^this. I do pay the appraisal, but by paying slightly higher interest than the
Banjo
2/28/20 7:26pm
Who did you use? I’m at 4% fixed 30 year and might not be in my house long
doubled1981
2/28/20 8:19pm
What rate did you get?
Bluesangue
3/5/20 7:31pm
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