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May 14, 2019
10:17
:00
pm
Archaea
All-American
You should have $2MM
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Archaea
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Archaea
Joined
Mar 28, 2001
Last login
Jun 30, 2024
Total posts
95,698 (3,166 FO)
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Messages
Author
Time
How much life insurance on yourself?
insanobueno
5/14/19 10:10pm
basically 10 years of wages, enough time to get settled and then some.
BYUALWAYSNUM1
5/14/19 10:15pm
just insurance? Or insurance + savings?
insanobueno
5/14/19 10:18pm
I'm not sure what you are asking, so I'll say just insurance
BYUALWAYSNUM1
5/14/19 10:19pm
I’ve looked at total sum (savings + insurance)
insanobueno
5/14/19 10:23pm
You should have $2MM
Archaea
5/14/19 10:17pm
<< Deleted >>
Buffalo
5/14/19 10:17pm
Enough to pay off the mortgage and all debt. Plus a bit to make life easier. Kids are adults now.
John Doe
5/14/19 10:18pm
Depends on age of youngest child
Big Daddy D
5/14/19 10:20pm
Depends on your age, your kids’ ages, number of kids, age of spouse, how much
chilango
5/14/19 10:20pm
My company does 2x salary by default with option for up to additional 7x.
Colorado
5/14/19 10:23pm
You need more. ASAP
Big Daddy D
5/14/19 10:24pm
You might be surprised at how many policies are portable. 9x seems like plenty
chilango
5/14/19 10:34pm
How much does one need? I’m 43 with about $800K total savings including 401K
Colorado
5/14/19 10:39pm
Looks like it is portable. Just checked the handbook
Colorado
5/14/19 10:41pm
Those portable policies through employers can cost a lot if you leave your job.
Jeffacka
5/14/19 10:45pm
Yeah, I should probably call to check
Colorado
5/14/19 10:51pm
3 million.
cougfanz
5/14/19 10:37pm
<< Deleted >>
rivercitycoug
5/14/19 10:38pm
That’s a very fine line
crimedog
5/14/19 10:51pm
2 Million, Plus a 1.6 million buy/sell.
YSMACK
5/14/19 10:50pm
Not enough.
BustinCoveys
5/14/19 11:01pm
<< Deleted >>
rivercitycoug
5/14/19 11:01pm
$1,000,000
macaroni
5/14/19 11:04pm
Enough that it is a toss up on pwhether they'd just be better off without me
rcbyufan
5/14/19 11:44pm
Enough not to have to use the logic that she’ll remarry quickly and be fine.
blackandblue
5/15/19 5:56am
I'm not going to be around to spend it, so bare minimum
UberDeek
5/15/19 7:19am
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