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Jun 23, 2014
6:00
:23
pm
YnotU
agree, pretty cushy IMO
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YnotU
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iceecoug
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YnotU
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Jun 30, 2014
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Messages
Author
Time
So I was recently going over my finances and I realized its literally impossible
Crazy Cajun
6/23/14 5:17pm
The $1700 mortgage is a place where cuts could be made.
brj8
6/23/14 5:18pm
$295k mtg @ 4.25% is $1700. Doesn't seem too unrealistic.
Crazy Cajun
6/23/14 5:21pm
Get a $125k mortgage and you'll have more to spend
WDaddy
6/23/14 5:22pm
Depends on where you live.
brj8
6/23/14 5:22pm
Not in a lot of markets.
russkiejedi
6/23/14 5:26pm
I agree. I often wonder what I would do if I made less than $400k. #middleclass
WDaddy
6/23/14 5:20pm
*Sniff*
TNT
6/23/14 5:33pm
Absolutely no need to spend $1200 on Christmas (in my humble opinion).
brj8
6/23/14 5:21pm
Agreed...that's too low. At least $400-500 a kid is good.
COUGZ
6/23/14 5:41pm
$1700 mortgage? You renting a basement apartment or something? Quadrulple that
BlueFrog
6/23/14 5:21pm
Not if you had a large enough down payment.
Jeffacka
6/23/14 6:03pm
<< Deleted >>
BYUCoug11
6/23/14 5:22pm
Nm. Realized he meant $350 total for gas for two cars
unsq312
6/23/14 5:24pm
Must be commuting from Santaquin to SLC
WDaddy
6/23/14 5:25pm
Do you have health problems?
kccougar
6/23/14 5:27pm
If you're paying 1600 in taxes at 100k, you're doing something wrong
WDaddy
6/23/14 5:27pm
<< Deleted >>
BYUCoug11
6/23/14 5:33pm
You're right. A family of 4 or 5 is going to pay a lot less than $1600 a month
Mikey
6/23/14 5:34pm
Add in the $1200 you're saving as discretionary and you're doing fine
Jersey hunter
6/23/14 5:29pm
$1100/month for miscellany seems like plenty
jokerman
6/23/14 5:30pm
<< Deleted >>
sheriffcreg
6/23/14 5:33pm
Forgot to factor government subsidizing programs & sports figurines into budget
Fishious
6/23/14 5:34pm
impossible to live a certain standard, yes
korihor
6/23/14 5:35pm
Your list is still very plush. You could "easily" squeeze $1400 out of the list
phillidius
6/23/14 5:35pm
$1,100/mo is a lot of discretionary income.
kccougar
6/23/14 5:37pm
yes it is
charles
6/23/14 5:39pm
agree, pretty cushy IMO
YnotU
6/23/14 6:00pm
False. 100k is more than enough.
Virginia Ute
6/23/14 5:40pm
It's nowhere near impossible for people to avoid carrying a balance on their
russkiejedi
6/23/14 5:40pm
I initially read that you had 1100/year left.
sheriffcreg
6/23/14 5:40pm
<< Deleted >>
sheriffcreg
6/23/14 5:41pm
Ha! If you made more you wouldn't drive a 3 series or have that little boat
Malathion
6/23/14 5:41pm
I have no idea how a family of 4/5 could live on less than $250,000 in Utah
The Joneses
6/23/14 5:41pm
Lots of people do it for much less.
lightmann
6/23/14 6:25pm
we do it just fine and are quite happy
runnincoug
6/23/14 6:34pm
Where are your utilities? Add $300/month
Hang10
6/23/14 6:44pm
i wonder if he has a phone, internet, tv, etc.
OmahaThunderCoug
6/23/14 8:12pm
Cable, Internet & cell phone could be $300/month
Hang10
6/23/14 9:37pm
it sure could be. what about heating, AC, electricity, water, then? just
OmahaThunderCoug
6/23/14 10:18pm
The problem is that you are 30 cents short on tithing
Defenestrator
6/23/14 6:46pm
only 1100 per month left over? the horror!
LiveCoug
6/23/14 6:47pm
Pay tithing on Net, just gave you $160 more per month - you're welcome!
BigTex
6/23/14 6:51pm
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