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Mar 25, 2025
8:32
:02
pm
Ycrazy
All-American
Acorn is right most umbrella require 250/500 limits on autos. But if you have
Assets umbrella is a great add
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Ycrazy
Bio page
Ycrazy
Joined
Apr 14, 2011
Last login
Mar 29, 2025
Total posts
10,320 (7 FO)
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Messages
Author
Time
What auto insurance coverage limits should I have? Bodily injury per person,
maYbe
Mar 25, 7:20pm
Tell me about your assets and income
Tare
Mar 25, 7:21pm
College kids can risk lower coverage than doctor who owns home outright.
Ycrazy
Mar 25, 7:25pm
As long as future earning potential is included as an asset, this line of thinking can work.
HTCougar
Mar 25, 7:41pm
Limits should be as high as you can afford. The lower limits leave you open to
Ycrazy
Mar 25, 7:24pm
What about going with lower coverage but getting an umbrella policy that is
maYbe
Mar 25, 7:58pm
Umbrella policies typically require maxing base coverages.
Acorn
Mar 25, 8:18pm
Acorn is right most umbrella require 250/500 limits on autos. But if you have
Ycrazy
Mar 25, 8:32pm
The first question plaintiff attorney will ask is this: What are the limits of
The Old Y
Mar 25, 9:14pm
Buying an umbrella is wise for everyone - wealthy or not. Further, one's insurance limits are not admissible....
HTCougar
Mar 25, 10:28pm
scaring some kid into the idea that he can keep his wages from being garnished
The Old Y
Mar 26, 7:41am
Scarying some kid?
HTCougar
Mar 26, 9:41am
Sure. Telling him his wages will be garnished for the rest of his life if he
The Old Y
Mar 26, 12:38pm
Sounds like you're an expert because of one situation that sounds like it worked in your favor. Gambling works!
HTCougar
Mar 26, 12:59pm
Sounds like you sell insurance for a living. You have, what, 100M umbrella?
The Old Y
Mar 26, 2:44pm
I do sell insurance for a living and we see when things go wrong. You may not
Ycrazy
Mar 26, 2:46pm
Haha. Of course you do. You'll never be able to see it for what it is. ✌️
The Old Y
Mar 26, 2:47pm
There isn’t bankruptcy relief from that? Not sure I believe the threat of
Acorn
Mar 26, 11:03am
Bankruptcy is definitely an option that puts everyone involved in a worse situation.
HTCougar
Mar 26, 12:30pm
LOL. Worse than a lifetime wage garnishment? Would never happen.
Acorn
Mar 26, 4:45pm
Disagree with your first paragraph. Not true in my experience.
Acorn
Mar 26, 11:09am
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