Wait till you are in a lower tax bracket. Also, if you own your house outright
In retirement, it may be good to have some traditional retirement funds to pay tithing with (assuming you pay tithing). This will allow you to utilize the standard deduction while still getting income tax benefits for your tithing.
This message has been modified
Originally posted on Jan 6, 2025 at 1:40:58pm
Message modified by RBLegend on Jan 6, 2025 at 1:41:31pm