Commercial lines Insurance companies are very picky. So it really depends on what industry you’re in. If you roof houses or do siding for example, very few insurance companies will want your business. That’s just one example but like I said it really matters what your business does, where it’s located, how many years you have been in business, claims history, etc.
Work with an independent Broker. They know the market really well and can typically find a carrier that will compete for your business.