Hard to disagree entirely with what you are saying but I would say maybe they both should take a share in this loss. I have a sinking feeling the play calling at the end of the game was influenced at least in part by the fact that Jake threw that INT on the 2-point conversion in the 4th quarter VS. the Utes and then gave up another one in like fashion at the end of the first half of this game. KS was able to blow up a couple of running plays and then that horrible untimely penalty came up.. it was simply lack of poise and I for one believe some of it emanated from the coach.