It was stolen off the beach in Mexico. They covered the deductible on a new phone, a go pro, and a few other small things. The rental car key was in the bag and wasn’t covered. We had to pay $250 for a new key. If I remember correctly, we filed a claim for about $1000 and got $600-700.

My wife took care of it. It was through Roam Right but she got it through www.insuremytrip.com.