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Oct 22, 2024
11:52:18am
Jersey hunter All-American
Easiest way is doing a balance transfer to another card
Always some great zero interest balance transfer options at bank rate.com. So me can get you 15-21 months of zero interest. There is usually a small fee to transfer a balance but the benefits typically outweigh the fee.

You can also consolidate at a bank or credit union with a debt consolidation loan. This will aggregate balances into a single loan at usually a lower interest rate than a credit card. If you can spread it out over 5-10 years you will also dramatically lower your payment instantly.

In both these solutions you’d be wise to continue to pay your original non consolidated payment if possible to quickly pay down principal and eliminate the debt.
This message has been modified
Originally posted on Oct 22, 2024 at 11:52:18am
Message modified by Jersey hunter on Oct 22, 2024 at 11:53:00am
Message modified by Jersey hunter on Oct 22, 2024 at 11:54:17am
Jersey hunter
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Jersey hunter
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