the repaye and then SAVE like you. My payment is due in march, but I do suspect that it is the standard loan payment not taking into account any income driven repayments. I expect the deferment to continue until march and then REPAYE will start back up and it will be 10% of discretionary income.

The biggest thing with SAVE for me was the interest being forgiven since my income is still based off of 2019 (when I was still in school) so my payments have been $0 without interest accrual.