Isn't it the car that is insured? E.g. if you lend it to a friend temporarily,

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Sep 26, 2024
4:17:02pm

Thrill All-American

it should still be covered shouldn't it?

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Thrill

Bio page: Thrill
Joined: Dec 1, 2001
Last login: Sep 26, 2024
Total posts: 57,595 (1,209 FO)

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Messages

Author

Time

Does anywhere offer temp car insurance for 18 yo's (i.e. for holiday break only)

wisconsincougs

4:10pm

Can't you just add him, then remove him as a driver on your policy?

Ragnar Danneskjold

4:12pm

No they don’t allow it. Can only remove with a legal doc that’s permanent

wisconsincougs

5:11pm

Just don't give him the keys.

TLCougar

4:13pm

May be the best financial option but it’s better for us if he can leave, often😂

wisconsincougs

5:16pm

Add driver to policy, pay the $1400, remove driver from policy a week later

NanoFab Coug

4:13pm

Others have given clues on what to do. There are 1 month policies, but I'm

JAGA97

4:16pm

Yeah only options are exclude forever or pay $1400/yr for reduced rating to be

wisconsincougs

5:15pm

Isn't it the car that is insured? E.g. if you lend it to a friend temporarily,

Thrill

4:17pm

Does not typically apply to household residents. A child away at college may

JAGA97

4:18pm

Yeah, it's pretty ridiculous that we let insurance companies get away with

Corn Pop

4:27pm

The risk for a 16 year old and a 50 year old driver are identical?

JAGA97

4:29pm

You don't agree that single adult driver should pay a lower premium than a family with teenagers for a policy

kccougar

4:30pm

My friend/client has 3 bugattis, 2 paganis, a koenigsegg, etc. Having a youthful

BeardedBroker

4:33pm

Permissive use is for people not in your household.

BeardedBroker

4:30pm

If not a resident in your home—you can lend car. Check ins

nomomtn

4:53pm

But he would be an uninsured driver. GEICO was clear if I take him off “away

wisconsincougs

5:28pm

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