Each year for Travel but never go much below those totals. At the peak of my career I had over 8mm Amex points and over 1mm on Delta and Marriott. It took almost a decade of free tickets and hotels to get to my current levels.

Not really a badge of honor because it means you missed a lot of family stuff. It’s been a nice perk to help make up for some of that over the years. All our kids are well travelled and continue to travel the world now that they are on their own.

We still try to take the entire family on at least one fun trip a year, usually to Hawaii or Mexico.