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Sep 11, 2024
2:43
:37
pm
Jericho
All-American
My son has a credit card out there. We just pay the balance when needed
It's his card.
I guess you could still freeze their credit though regardless.
This message has been modified
Originally posted on Sep 11, 2024 at 2:43:37pm
Message modified by Jericho on Sep 11, 2024 at 2:44:33pm
Message modified by Jericho on Sep 11, 2024 at 2:44:58pm
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Jericho
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Jericho
Joined
Apr 16, 2010
Last login
Sep 20, 2024
Total posts
99,950 (9,497 FO)
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Messages
Author
Time
Freeze your missionary's credit while they are out. Yes or no?
UNLVcougar
Sep 11, 2:25pm
No. They can effectively BUILD credit while on their mission.
jdub
Sep 11, 2:26pm
That’s not how it works. Freeze away.
IGlowInTheDark
Sep 11, 2:31pm
I don't think so but pls make your case.
BleedCougarBlue2
Sep 11, 2:32pm
I made a case for this below. See my post.
BYU-Ite
Sep 11, 2:33pm
You can freeze it from inquiries, but still build credit.
RockyBalboa
Sep 11, 2:34pm
Okay, then, that's a good thing. So do both in I correct my stance
CarolinaCoug
Sep 11, 2:48pm
I think that's a great idea.
BlueFever
Sep 11, 2:37pm
This is incorrect - everybody should freeze unless they're actively applying for
molodyets
Sep 11, 2:44pm
You're not wrong, but neither is he. You CAN build credit while on the mission,
BYU-Ite
Sep 11, 2:47pm
Ok, but the caveat is you're using a financial tool outside of the missionary
BleedCougarBlue2
Sep 11, 4:59pm
opposite. build it for them.
reagan21
Sep 11, 2:27pm
You can freeze it and still be building credit. Freeze doesn't mean you can't
byubyu
Sep 11, 2:29pm
I get them a credit card before they go with a modest limit and have them use it
BYU-Ite
Sep 11, 2:30pm
No.build it acfively while out!
CarolinaCoug
Sep 11, 2:31pm
I stand corrected, freeze and build.I thought you meant to freeze your credit ca
CarolinaCoug
Sep 11, 2:49pm
Yes. Frankly freeze your own if you’re not applying for anything new soon.
IGlowInTheDark
Sep 11, 2:32pm
This. There's no reason to leave yourself open to fraudulent loan applications when it's so simple to deny those.
dilbert
Sep 11, 3:12pm
My son has a credit card out there. We just pay the balance when needed
Jericho
Sep 11, 2:43pm
^ this is the answer. Freeze the credit, but make sure they go out with a card.
TheLost
Sep 11, 2:48pm
With the recent Social Security Number breach I would not only freeze his but everyone in your families too.
JayOwen
Sep 11, 2:45pm
Why credit isn't frozen by default baffles me.
TheLost
Sep 11, 2:48pm
My dad added me to his credit card to help me build credit and in return
DKN
Sep 11, 2:48pm
RE: My dad added me to his credit card to help me build credit and in return
Doogal McCougar
Sep 11, 4:00pm
We got my son a discover student CC, started with no credit. Just put my
Fly'n Cougar
Sep 11, 3:00pm
There’s really no reason for anyone’s credit to not be frozen ever unless you
Warner
Sep 11, 3:07pm
^^ THIS! Every teen and up should have their credit frozen. It's no longer a matter of if your data is stolen. It is!
BlooGeek
Sep 11, 6:49pm
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