I don't. My emergency fund is cash. Loses to inflation, but it is for

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Sep 4, 2024
10:36:49am

TheSpiker All-American

emergency and if it is a BIG emergency I want immediate access and not hoping that I can get it.

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TheSpiker

Bio page: TheSpiker
Joined: Oct 25, 2010
Last login: Sep 18, 2024
Total posts: 8,306 (5 FO)

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Messages

Author

Time

POLL: Should you include cash in a brokerage account as part of your emergency fund? The only time you would invest the cash is if an amazing opportunity came up.

maYbe

Sep 4, 10:33am

I don't. My emergency fund is cash. Loses to inflation, but it is for

TheSpiker

Sep 4, 10:36am

Cash, like physical money you keep in your house/safe? or cash, like a in a bank

Trinity

Sep 4, 10:52am

I have a cash emergency fund. Not in the bank.

TheSpiker

Sep 4, 11:01am

what emergencies would require cash and wouldn’t accept a credit card or be

SpecialKC

Sep 4, 10:53am

Hopefully I will never need to use it, but I feel better having

TheSpiker

Sep 4, 11:05am

A widescale cyber outage. Have some cash at home for preparedness.

Plantagenet

Sep 4, 11:06am

Yep. We keep some cash at home in small denominations for this reason.

Jeff Spicoli

Sep 4, 11:08am

I keep 100% of my emergency fund in a brokerage account (CMA) via Fidelity.

Trinity

Sep 4, 10:41am

all my emergency and savings is in brokerage

JOPE

Sep 4, 11:12am

Sadly, for many people, the reply is, you have extra money?

CatamountFan

Sep 4, 11:26am

Board name checks out

goidcougs

Sep 4, 12:14pm

Right now, Money market funds are paying 5+%

oilman

Sep 4, 12:48pm

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