Figured this was going to happen when everyone was fighting OD charges

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Jul 7, 2024
9:56:32am

GlutealGuy All-American

Figured this was going to happen when everyone was fighting OD charges

Fundamental principle of finance is you must be compensated for taking on risk. Instead of charging those constantly in the negative, it’s gonna get passed back to the clients. I could see other financial institutions running credit checks to open accounts in the future as well

This message has been modified

Originally posted on Jul 7, 2024 at 9:56:32am

Message modified by GlutealGuy on Jul 7, 2024 at 9:57:37am

Message modified by GlutealGuy on Jul 7, 2024 at 9:57:56am

Message modified by GlutealGuy on Jul 7, 2024 at 9:58:25am

Message modified by GlutealGuy on Jul 7, 2024 at 10:00:09am

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GlutealGuy

Previous username: thebyuman32
Bio page: GlutealGuy
Joined: Jan 25, 2018
Last login: Sep 8, 2024
Total posts: 12,875 (210 FO)

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Messages

Author

Time

Would you leave Chase Bank if you had to pay let’s say $25 a month for checking account?

gmoney7 All-American

Jul 7, 9:25am

Yes

Dark Forest Green

Jul 7, 9:26am

I may close my accounts just for even hinting at it. The same ones they gave a

Ojiisan

Jul 7, 9:27am

Absolutely. They take my money and make money off of it. That should be enough.

blueaussie

Jul 7, 9:26am

Exactly what benefits are they giving you?

Yukon

Jul 7, 9:30am

They store your money

NacoCoug

Jul 7, 9:37am

….compared to other places?

Yukon

Jul 7, 10:18am

That wasn't the question

NacoCoug

Jul 7, 10:51am

My official question: what benefits do you get with Chase Bank by paying 100s

Yukon

Jul 7, 10:59am

Chase believes that everyone will have to charge with new laws to lower fees

GlutealGuy

Jul 7, 12:16pm

Yes. Chase is terrible.

kccougar

Jul 7, 9:31am

Is this going to be the new big bank business strategy?

Jul 7, 9:33am

I use a credit union. They tend to be more personable.

Jul 7, 9:34am

I've had two family members recently close their MACU accounts...they seem

Don_Juan_El_Guapo

Jul 7, 9:40am

I have both a credit union and a bank - credit union is actually worse for me.

BYUfan92

Jul 7, 10:51am

It depends on each situation and usually people let one experience decide

GlutealGuy

Jul 7, 11:00am

My closest credit union branch is 600 miles away from me…

Jul 7, 11:06am

Yep. Zions Bank charged me $25 once for not adding money to my savings...

WJCougar

Jul 7, 9:35am

They haven’t forgotten who keeps them in business.

Jul 7, 9:39am

Apparently no matter how much you have in savings....if you don't add more....

WJCougar

Jul 7, 9:41am

Never heard of that account type, must be long gone

GlutealGuy

Jul 7, 9:52am

RE: Would you leave Chase Bank if you had to pay let’s say $25 a month for

Jul 7, 9:43am

Figured this was going to happen when everyone was fighting OD charges

GlutealGuy

Jul 7, 9:56am

Laugh if you want but $3 OD fees on a free account ain’t gonna happen

GlutealGuy

Jul 7, 10:12am

Team MACU. Premier BYU sponsor

DavisCoCoug

Jul 7, 10:00am

If I have an alternative (like a credit union) where I have to option not to

russkiejedi

Jul 7, 10:20am

Yes

RUNBYU1

Jul 7, 12:00pm

RE: Would you leave Chase Bank if you had to pay let’s say $25 a month for

sah22

Jul 7, 1:54pm

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