Funny you exclude payoff habits. Because that’s actually what matters most.

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May 30, 2023
9:23:04am

Vert der Frick All-American

Funny you exclude payoff habits. Because that’s actually what matters most.

You hear all these stories about credit card balances like our country is in peril. But many people like myself buy everything on credit cards (mortgage, car payments, vacations, etc.) for the points, yet pay it off in full every statement. I’ve never collected interest on a credit card, yet I continually carry $20-$30k on my balances.

This message has been modified

Originally posted on May 30, 2023 at 9:23:04am

Message modified by Vert der Frick on May 30, 2023 at 9:23:26am

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Vert der Frick

Previous username: Taysom 4 Heisman
Bio page: Vert der Frick
Joined: Dec 5, 2010
Last login: Dec 22, 2024
Total posts: 5,856 (12 FO)

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Messages

Author

Time

POLL: Regardless of your payoff habits, what is your current credit card balance?

supertux Nice.

5/30/23 9:11am

To further clarify, a selection of $0 means you either don't use a credit card at all, or this morning you paid off all

supertux

5/30/23 9:14am

Funny you exclude payoff habits. Because that’s actually what matters most.

5/30/23 9:23am

How are you paying your mortgage on a credit card? I didn't think you could.

Cru Jones

5/30/23 9:28am

You can, but there is a fee to do it usually.

Mister P

5/30/23 9:33am

3% fee seems to outweigh benefits

5/30/23 9:43am

The credit union I’m with allows it without any fees. I use Citi Double Cash

5/30/23 10:00am

Say the name of your credit union so I can promptly move my mortgage to them.

Fishious

5/30/23 10:11am

Haha, no way. One of you blokes probably work for them and will take it right to

5/30/23 10:19am

Correct. It was intentional because the linked thread is using numbers that are based on outstanding balance as well.

supertux

5/30/23 9:29am

Currently using a CC as a short term loan so mine's higher than normal

CPAcoug87

5/30/23 9:24am

$2,617.56 one one card, thanks for asking.

TCuz

5/30/23 9:30am

I have absolutely no clue. Could be $1000, could be $11,000.

Superkid

5/30/23 9:36am

Fair enough. Just pick one at random then. Or pick the one that will throw off the poll the most.

supertux

5/30/23 9:37am

I suspect it’s between $2000 and $8000k. But idk.

Superkid

5/30/23 9:40am

Same here, never look except the day each month I pay the bills

ColoSpgs

5/30/23 9:45am

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